UPI Intent Flow

PowerYourPaymentCollection

With UPI Intent Flow, get payments settled directly to your bank account.

No 3rd party PG dependency.

Easy Plug & Play

Direct Settlement
Instant Setup
No Long Onboarding

Customers Pay via Any UPI App

UPI
PhonePe
Google Pay
P
Paytm
BHIMUPI
BHIM UPI
WhatsApp Pay
Integrations

Supported Business Accounts

Connect your existing account — no new account needed.

GPay Business

Instant QR Setup

Connect your existing Google Pay for Business account and start accepting UPI instantly.

GPay UPI Intent

Paytm Business

Fast Settlement

Link your Paytm Business account for fast and reliable settlements directly to your bank.

Paytm UPI Collection

PineLabs

UTR Verification

Use your PineLabs merchant account to accept secure UPI payments without aggregators.

PineLabs PG · UTR Submit

Other Business Accounts

Coming Soon

PhonePe Business, Amazon Pay, CRED Pay, and more popular platforms are being integrated soon.

More integrations on the way

Getting Started

How It Works

4 steps to start collecting UPI payments directly into your account.

01

Connect account

Link GPay Business, Paytm Business, or PineLabs

01
02

Add API keys

Integrate via Redirect or Seamless API

02
03

Customer pays

UPI intent on Android, QR on all devices

03
04

Direct settlement

Funds land in your own business account

04
Advantages

Why Pay X MinT

The smarter way to collect UPI payments — directly, securely, without middlemen.

Your own settlement

No middleman. Payments go directly to your business account.

Plug & Play API

Simple redirect and seamless API. WordPress + WooCommerce ready.

Wallet-based fee

2% platform fee deducted from your pre-loaded wallet.

Risk Engine

Fraud detection, VPA monitoring, and suspicious activity routing.

Android + iPhone

UPI intent for Android, QR for iPhone. All major UPI apps.

Multi-account

Up to 5 business accounts. Request admin for more.

Partner Program

Become a Pay X MinT Partner

Earn commissions for every merchant you onboard as agent, referral partner, or white-label reseller.

Merchant Panel

Powerful Merchant Features

Manage everything from one smart merchant panel.

Staff Management

Create staff users for collections and payout operations.

Wallet Reports

Balance, recharge history, fee deductions, GST, and usage reports.

Collection View

Full transaction details with UTR, status, and risk score.

Dispute Management

View claims, upload NOC, and track dispute resolution.

Telegram Alerts

Instant alerts for payments, wallet, risk, and admin notices.

Connect Accounts

Link GPay Business, Paytm Business, or PineLabs for payin.

Pricing

Pricing Overview

Transparent, wallet-based fees. No hidden charges.

Wallet Recharge

Min ₹5,000

+ 18% GST

Most Used

Platform Fee

2%

per successful txn (from wallet)

Monthly Maintenance

₹5,000

deducted 11:55 PM on 30th/31st

BUILT FOR GROWTH

Best for Startups and E-Commerce Businesses

Start collecting UPI payments faster using your own business accounts, with direct settlement and simple plug-and-play integration.

Direct Bank SettlementNo Long OnboardingEasy Website IntegrationStartup Friendly
UPI
Unified Payment InterfaceNPCI
Pay Via Any UPI App — Direct to Your Account
Get in Touch

Contact Us

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